LTC Tree was originally founded as a family business by two cousins with distinct talents in technology and insurance. Technology is an afterthought or necessary evil for many in the insurance industry. For us, it’s a foundation. This means innovative insurance products like instant online quotes, screen sharing capabilities, and videoconferencing. For several years, LTC Tree was just a single insurance agent, but grew over the years and we now have agents licensed in all fifty states, located in every time zone.
Every Long Term Care agent holds enormous power over their clients, and while not common, many abuse this power. Whether it’s just showing a single insurance company’s plan or just making bad benefit selection decisions, our goal at LTC Tree has always been to apply thoughtful principles that are customer-focused rather than broker focused.
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"We started with a local agent but quickly realized we may be paying too much for LTC coverage. After a discussion with LTC Tree, we determined that there was a better way. We ended up with a guaranteed premium and could not be happier.David P., Palentine Illinois